Insurance & Financing
Insurance & Financing
At SOMI Smile, we believe that understanding the cost of your dental care should be just as comfortable and stress-free as the treatments themselves. Through transparent communication, dedicated support, and flexible payment options, we help you navigate your insurance and financial choices so you can focus on achieving a healthy, confident smile.
Conveniently located near the University of Miami, our Miami practice provides modern dental care with a commitment to clarity, quality, and genuine attention to every patient. You are cared for as a whole person, and that includes respecting your financial peace of mind.
Experience Dentistry Designed Around You
Schedule your consultation today and discover a more personalized dental experience.
Why Choose SOMI Smile
At SOMI Smile, we believe quality dental care begins with trust, transparency, and genuine connection. Patients across Miami choose us because of our straightforward approach to insurance and financing:
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We focus on clear, upfront cost estimates before any treatment is started
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We take time to explain your insurance benefits without the confusing jargon
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We use flexible financing partners to make your dream smile affordable
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We provide thorough, unhurried financial consultations in a private setting
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We create a calm, boutique experience where financial discussions are respectful and pressure-free
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We offer premium dental care that respects your budget in a welcoming Miami practice
Our goal is to help you feel comfortable, informed, and confident while building a long-term relationship based on trust and quality care. Every visit is also a chance to experience a medical practice that truly advocates for you.
What our patients say!
Insurance & Financing FAQs
Do you accept my dental insurance?
SOMI Smile is in-network with many major PPO dental insurance plans. We are also happy to process out-of-network claims on your behalf to help you maximize your benefits. Because insurance networks can change, our Miami team will verify your specific plan details before your appointment. We handle the paperwork so you do not have to.
How will I know what my treatment costs?
Before any procedure, we provide a clear, written treatment plan that outlines the total cost, the estimated portion your insurance will cover, and your expected out-of-pocket expense. Dr. Janet Gonzalez and our Miami team believe in absolute financial transparency. You will never be caught off guard by a surprise bill.
Do you offer payment plans?
Yes, we work with trusted third-party financing partners like CareCredit. These platforms allow you to break down the cost of your treatment into predictable, low-to-no-interest monthly payments. This flexible approach is central to how we care for patients in Miami. We help you find a payment rhythm that fits your lifestyle.
What if I don't have dental insurance?
If you are uninsured, you can still receive exceptional care. We offer an exclusive In-House Membership plan that covers your preventive care and provides discounts on other treatments for a simple flat fee. We are glad to guide you at our Miami practice to ensure dentistry remains affordable. Lack of insurance should never prevent you from having a healthy smile.
Will you help me file my insurance claims?
Absolutely. Our experienced administrative team handles all the heavy lifting when it comes to insurance. We file the claims, attach the necessary digital x-rays, and follow up with your provider to ensure prompt processing. This supportive approach is central to our vision. We act as your liaison to the insurance company.
Can I pay for my treatment in advance?
Yes, we accept various forms of payment including major credit cards, cash, and financing. We can coordinate prepayment for larger cosmetic or restorative cases to streamline your visits. Reach out to our Miami practice to discuss the best financial arrangement for your needs. We always aim to make the administrative side of your care as smooth as possible.
